How to Use This Checklist
Click each checkbox to mark items as complete. Your progress is automatically saved to your browser. Use this checklist to verify every requirement before, during, and after completing your Form E financial disclosure.
✅ Preparing Your Form E
1. Before starting: Gather all financial documents including payslips, bank statements, pension statements, and property valuations
2. While completing: Verify every section against all 76 compliance points
3. Before filing: Check statement of truth, ensure all supporting documents are attached, and file within the 35-day deadline
⚠️ Key Form E Requirements
📋 Court-Mandated: Form E should be filed in all financial remedy proceedings — typically required for divorce settlements.
⚖️ Full Disclosure: All assets, income, and debts should be disclosed — non-disclosure may be treated as contempt of court.
🚫 Sworn Statement: Form E typically requires a statement of truth signed under penalty of contempt — inaccurate statements may result in serious consequences.
📝 Filing Deadline: Should be filed within 35 days of First Appointment notice — late filing may result in costs sanctions.
🔵 Understanding Importance Levels
🔴 Critical: Should have — typically required by court for valid Form E filing
🟡 Important: Should have — strengthens disclosure accuracy and helps avoid queries
🔵 Recommended: Nice to have — demonstrates thorough voluntary disclosure
Your Full Legal Name
Complete legal name exactly as appears on marriage certificate and official documents. Essential for court to correctly identify you in proceedings.
🔴 Critical
Your Full Current Address
Complete residential address including postcode. Court uses this for all correspondence and service of documents.
🔴 Critical
Your Date of Birth
Full date of birth. Required for identity verification, pension calculations, and determining retirement age for maintenance assessments.
🔴 Critical
Your Contact Details
Phone number and email address. Allows court, spouse's solicitors, and experts to contact you about proceedings and First Appointment.
🟡 Important
Date of Marriage
Exact date you married. Determines length of marriage which is a crucial factor in financial settlement calculations — longer marriages typically mean equal sharing.
🔴 Critical
Place of Marriage
Town/city and country where marriage ceremony took place. Required for court records and verification against marriage certificate.
🔴 Critical
Children of the Family
All children's full names and dates of birth including biological children and stepchildren. Affects financial settlement calculations for housing needs and child maintenance obligations.
🔴 Critical
Date of Separation
Date you and spouse permanently separated. Important for determining which assets count as matrimonial (acquired during marriage) versus post-separation assets.
🔴 Critical
Respondent's Full Legal Name
Your spouse's complete legal name as appears on marriage certificate. Identifies other party to divorce financial remedy proceedings.
🔴 Critical
Respondent's Current Address
Spouse's current residential address. Required for service of documents and court correspondence. If address unknown, state this and provide last known address.
🔴 Critical
Respondent's Solicitor Details
If spouse is legally represented, their solicitor's firm name, address, and reference number. All court documents will be served on their solicitor rather than directly to spouse.
🟡 Important
Court Name and Location
Full name of divorce court handling your case (e.g., "Central Family Court" or specific regional divorce centre). Court should have jurisdiction over your case.
🔴 Critical
Court Case Number
Unique case reference number assigned when divorce petition filed. Appears on all court documents — essential for filing Form E correctly.
🔴 Critical
Date Petition Filed
Date divorce petition was submitted to court. Important for calculating timescales for Form E filing and First Appointment scheduling.
🟡 Important
⚡
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Employment Status
State whether employed, self-employed, unemployed, or retired. Determines which income sections apply to you and affects earning capacity assessments.
🔴 Critical
Employer Name and Address
If employed, full employer details including company name and address. Court may request verification from employer if income disputed.
🔴 Critical
Gross Annual Salary and Benefits
Total gross salary before tax including all bonuses, commission, overtime, car allowance, and benefits in kind. Attach last 12 months' payslips and P60 as evidence.
🔴 Critical
Self-Employment Income
If self-employed, gross business income before expenses. Attach last 2 years' accounts and tax returns (SA302). Court scrutinises self-employment income claims carefully.
🔴 Critical
Investment Income
Annual income from dividends, interest on savings, and investment returns. Include gross amount before tax. Attach dividend vouchers and interest certificates.
🔴 Critical
Rental Income
Annual gross rental income from any investment properties before expenses. Include property address and rental amount. Court may request tenancy agreements and rent statements.
🔴 Critical
State Benefits
All state benefits received including Universal Credit, Child Benefit, PIP, ESA, or any other benefits. State annual amount and type of benefit.
🔴 Critical
Pension Income
If retired or receiving pension, annual gross pension income from all sources. Include state pension, private pensions, and annuities. Attach pension statements.
🔴 Critical
Primary Residence Address and Type
Full address of family home, property type (house/flat), ownership status (freehold/leasehold), and tenure length if leasehold. Foundation of housing needs assessment.
🔴 Critical
Current Market Value
Recent professional valuation or estate agent estimate. Court prefers valuations from last 6 months. Include valuation report if available.
🔴 Critical
Outstanding Mortgage Balance
Current mortgage balance owed to lender. Attach most recent mortgage statement showing capital outstanding and monthly payment amount.
🔴 Critical
Net Equity
Property value minus mortgage balance equals equity available for division. Court splits equity between spouses based on needs and contributions.
🔴 Critical
Additional Properties
All other properties owned including buy-to-let, holiday homes, overseas property. For each: address, value, mortgage, rental income if applicable.
🔴 Critical
Current Account Details
All current accounts including bank name, account number (last 4 digits), and balance as of valuation date. Attach last 12 months' statements.
🔴 Critical
Savings Accounts
All savings accounts and notice accounts with bank name, account numbers, and current balances. Include easy access and fixed term savings.
🔴 Critical
ISA Holdings
Cash ISAs and Stocks & Shares ISAs with provider names and current values. ISAs are tax-efficient so particularly valuable in settlement.
🔴 Critical
Joint Accounts
All joint accounts with spouse showing balances. State proportion each party claims to have contributed if disputing 50/50 split.
🔴 Critical
Stocks and Shares
Individual company shares held with broker/platform, quantity, current market value. Attach portfolio valuation statement showing holdings.
🔴 Critical
Bonds and Gilts
Government bonds (gilts), corporate bonds, premium bonds with current values. Include maturity dates and interest rates.
🔴 Critical
Investment Portfolios
Managed investment portfolios with wealth managers or platforms. Include platform name, portfolio value, and recent performance statements.
🔴 Critical
Unit Trusts and OEICs
Collective investment schemes including unit trusts and Open-Ended Investment Companies with fund names, units held, current value.
🟡 Important
Cryptocurrency Holdings
Bitcoin, Ethereum, and all other cryptocurrency. State exchange/wallet, quantity, current GBP value. Volatility requires recent valuation date.
🔴 Critical
Workplace Pensions
All employer pensions including current employer and previous employers. For each: provider, scheme name, Cash Equivalent Value (CEV). Request CEV if over 12 months old.
🔴 Critical
Private Pensions
Personal pension plans including stakeholder pensions and SIPPs. State provider, plan number, and current fund value or CEV.
🔴 Critical
Final Salary/Defined Benefit Pensions
Public sector or final salary schemes. These require actuarial valuation (PODE report) for pension sharing — much more complex than defined contribution pensions.
🔴 Critical
State Pension Forecast
Current state pension entitlement forecast from gov.uk. Important for assessing total retirement income and offsetting considerations.
🟡 Important
⚡
Instant Download
You’ve Done the Research. Now Finish It.
Complete Form E financial disclosure template — all sections included, professionally formatted.
Fill in your details in minutes and you’re done.
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Create Your Form E Now
→
✅ 30-day money-back guarantee*
Preview before you buy • Lifetime updates • No subscription
Life Insurance Policies
All life insurance including provider, sum assured, surrender value if applicable, who is beneficiary. Important for securing maintenance obligations.
🟡 Important
Endowment Policies
Endowment policies linked to mortgages or standalone. State provider, policy number, maturity date, current surrender value. May have significant cash value.
🟡 Important
Critical Illness/Income Protection
Critical illness cover and income protection insurance. While no surrender value, shows ability to maintain insurance obligations and affects needs assessment.
🔵 Recommended
Business Ownership Percentage
If you own a business, state percentage owned, whether sole trader, partnership, or limited company. Affects valuation method required.
🔴 Critical
Company Name and Nature of Business
Trading name, registered company number, what business does. Court may require accountant's valuation if significant business value.
🔴 Critical
Partnership Interests
If partner in business, state partnership name, your profit share percentage, current value of partnership interest. Attach partnership accounts.
🔴 Critical
Business Valuation
Professional valuation of business interests. For active businesses worth over £100k, court typically requires independent accountant valuation.
🟡 Important
Primary Vehicle Details
Make, model, registration, mileage, current market value. Check Glass's Guide or similar for accurate valuation. Deduct outstanding finance.
🟡 Important
Additional Vehicles
Any second cars, motorcycles, classic cars owned. For each vehicle: make/model, registration, current value, any outstanding finance.
🟡 Important
Boats, Caravans, Other Vehicles
Boats, motorhomes, caravans, trailers with description and current market value. May require specialist valuation for high-value items.
🔵 Recommended
Furniture and Household Contents
Estimated second-hand value of all furniture and household items. Unless particularly valuable, court usually allows each party to keep items in their possession.
🟡 Important
Jewellery and Watches
Valuable jewellery, watches, engagement rings with estimated or professional valuation. Items over £500 should be individually valued.
🟡 Important
Art, Antiques, and Collectibles
Artwork, antiques, collections (stamps, coins, wine, etc.) with current market values. Professional valuation required for items worth over £5,000.
🟡 Important
Other Valuable Personal Items
Musical instruments, sports equipment, designer goods, electronics, or any other valuable personal property. Aggregate value if individually worth under £500.
🔵 Recommended
Beneficiary of Any Trusts
If you are beneficiary of any trust fund, state trust name, trustees, your interest (life interest, discretionary, vested), estimated current value.
🔴 Critical
Expected Inheritances
Any expected inheritances including from whom, estimated amount/value, likely timing. Court considers inheritances depending on proximity and certainty.
🟡 Important
Offshore Assets and Trusts
Any offshore bank accounts, trusts, or other assets held outside UK. Non-disclosure of offshore assets is particularly serious — court has power to demand full disclosure.
🔴 Critical
Primary Residence Mortgage
Main mortgage on family home including lender name, account number, outstanding balance, monthly payment, interest rate, mortgage type. Attach latest statement.
🔴 Critical
Second Charge and Secured Loans
Any secured loans or second charges against property. State lender, amount borrowed, outstanding balance, monthly payment, what loan was used for.
🔴 Critical
Buy-to-Let Mortgages
Mortgages on any rental properties including lender, outstanding balance, monthly payment. Note if interest-only or repayment mortgage.
🔴 Critical
Total Secured Debt Summary
Total of all mortgages and secured loans. Deducted from property values to calculate net equity available for division.
🔴 Critical
Credit Card Debts
All credit cards including provider, account number (last 4 digits), credit limit, current balance. Attach recent statements showing transactions and balances.
🔴 Critical
Personal Loans
Unsecured personal loans from banks or other lenders. For each loan: lender, amount borrowed, outstanding balance, monthly payment, end date.
🔴 Critical
Overdrafts
Bank overdrafts and their limits. State current overdrawn amount if in overdraft. Court may question lifestyle if consistently overdrawn.
🔴 Critical
Student Loans
Outstanding student loan balance. Note: Plan 1/2/4 student loans deducted at source so affects disposable income rather than requiring separate payment.
🟡 Important
Other Liabilities
Tax debts, family loans, store cards, hire purchase agreements, payday loans, or any other liabilities. Court scrutinises debts to family members carefully.
🔴 Critical
Net Monthly Income
Total take-home income after tax and National Insurance from all sources. Forms basis of calculating disposable income available for maintenance.
🔴 Critical
Housing Costs
Monthly mortgage/rent, service charges, ground rent, buildings/contents insurance, maintenance costs. Largest expenditure item for most people.
🔴 Critical
Utilities and Council Tax
Gas, electricity, water, council tax, phone/broadband. Average monthly cost — provide annual bills divided by 12 if irregular payments.
🔴 Critical
Food and Household Expenses
Groceries, toiletries, cleaning products, household items. Court expects realistic estimates — check bank statements for accurate monthly spend.
🔴 Critical
Transport Costs
Car payments, fuel, insurance, tax, MOT, repairs, parking, or public transport costs. Include commuting and general travel expenses.
🔴 Critical
Childcare and Children's Expenses
Nursery/childcare, school costs, uniforms, clubs, activities, pocket money. Essential for calculating needs where children reside with you.
🔴 Critical
Insurance and Protection
Life insurance, critical illness, income protection, pet insurance, dental, optical. Court may expect you to maintain certain insurances.
🟡 Important
Other Regular Expenditure
Gym, subscriptions, clothing, holidays, entertainment, pet costs, smoking, alcohol, gifts. Court expects reasonable lifestyle costs but scrutinises excessive spending.
🟡 Important
Other Relevant Financial Information
Any other financial information relevant to your case: medical conditions affecting earning capacity, plans to relocate, impending redundancy, expected bonus/inheritance timing, unusual expenses.
🟡 Important
Statement of Truth Declaration
Sign and date statement of truth confirming all information is accurate. A false statement may be treated as contempt of court — which can result in serious consequences. This signature makes Form E a sworn document.
🔴 Critical
⚡
Instant Download
You’ve Done the Research. Now Finish It.
Complete financial disclosure template — all clauses included, professionally drafted.
Fill in your details in minutes and you’re done.
£20 — Own It Forever
Create Your Financial Disclosure Now
→
✅ 30-day money-back guarantee*
Preview before you buy • Lifetime updates • No subscription
Next Steps
Now that you've reviewed the compliance checklist, you have three options:
✅ Use Our Ready-Made Template
Save hours of research and drafting. Our professionally-crafted Financial Disclosure template covers all 76 compliance points including income verification, property valuations, pension details, business interests, and statement of truth requirements. Available in both Smart Interview (guided) and Classic Editor (direct editing) modes for just £20.
📝 Complete Form E Yourself
Use this checklist as your guide, but remember: incomplete or inaccurate financial disclosure can lead to court sanctions, costs orders against you, or financial settlements being set aside. The most common mistakes are: undervaluing assets, forgetting pension valuations, omitting business interests, and incomplete income documentation.
⚖️ Book a Legal Consultation
For complex situations (high-value estates, multiple properties, business valuations, offshore assets, or pension sharing orders), consider booking a consultation with a qualified legal professional for personalized advice tailored to your specific circumstances.
Frequently Asked Questions
What is Form E?
Form E is the standard financial disclosure form used in divorce and dissolution proceedings in England and Wales. It requires both parties to provide comprehensive details of their income, assets, liabilities, and financial needs. The court uses this information to determine a fair financial settlement.
Do I need a solicitor to complete Form E?
Many people complete Form E without one, particularly for straightforward finances. Our template is based on UK family law requirements and includes guidance throughout. For complex situations involving business valuations, multiple pensions, or overseas assets, consider professional review for peace of mind.
What happens if I don't complete full financial disclosure?
Failure to provide full and frank disclosure may result in cost orders, adverse inferences by the court, or a financial order being set aside at a later date. The court takes non-disclosure very seriously — it is better to disclose everything, even if you think it is not relevant.
When do I need to file Form E?
Form E is typically filed after the divorce petition is issued and a financial remedy application (Form A) has been made. The court will set a deadline — usually 35 days before the First Directions Appointment (FDA). Both parties must file and exchange their Form E simultaneously.
Is the checklist applicable across the UK?
This checklist is designed for England and Wales, where Form E is the standard financial disclosure form. Scotland and Northern Ireland have different procedures and forms. If your divorce proceedings are in Scotland or Northern Ireland, you should use the forms specific to those jurisdictions.
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Disclaimer: This checklist is for general informational purposes only and does not constitute legal advice. While we strive to keep information accurate and up to date, the law is complex and subject to change. Every situation is unique. Last updated: May 2026.
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