Divorce Financial Disclosure Template

(England & Wales)

Create your financial disclosure with income, assets, debts, pensions, and Statement of Truth — covering every Form E category.

Professionally drafted — structured following Family Procedure Rules 2010 requirements for England and Wales.

Divorce financial disclosure template covering Form E alternative financial disclosure form divorce asset disclosure matrimonial financial statement income assets debts pensions Statement of Truth Family Procedure Rules 2010 Matrimonial Causes Act 1973 consent order preparation clean break financial remedy proceedings full and frank disclosure England and Wales.

One-time payment: £10
✓ Lifetime access • ✓ Lifetime updates • ✓ Fully editable • ✓ Based on UK law • ✓ Instant download
✅ 30-day money-back guarantee*
Build your disclosure first — preview every section before purchase. Only pay when you're happy.
Interview and editor — both included with your purchase.
Often used by couples to resolve finances before court proceedings are issued.
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🎯 Two creation methods — same professional document

Whether you prefer step-by-step guidance or a traditional form, both methods produce the identical professionally-formatted financial disclosure. Choose the style that suits you.

Recommended

Smart Interview

Guided questions walk you through every section — the same structured process solicitors charge hundreds for.

Completion Time
~20 min
📋

Classic Editor

Everything on one page — faster if you know what you need.

Completion Time
~15 min

🔒 Your data never leaves your device — saved locally in your browser only

♻️ Unlimited use — update and regenerate your disclosure whenever your finances change

📦 Save 38%: Get all 4 Divorce & Financial templates for £25

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Why Early Financial Disclosure Matters

Divorce rarely escalates because of the numbers — it escalates because of mistrust. Early, transparent disclosure changes the dynamic entirely.

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Prevents Escalation
Handing your partner a signed financial disclosure says "I'm not hiding anything." That transparency often prevents the need for court proceedings entirely.
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Typical Solicitor Costs
Solicitors typically charge £750–£1,500 + VAT for Form E preparation — mostly asking you questions about your own finances and typing the answers.
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The Cost of Delay
Contested divorce proceedings typically cost £15,000–£30,000+ per person. Early disclosure is the single most effective way to avoid that path.

Nobody knows your finances better than you. Our guided template asks the same structured questions solicitors ask — covering every Form E category — so you can prepare a complete, signed financial disclosure yourself.

Who Uses This Template?

Direct negotiation. Mediation. Consent orders. Court Form E preparation.
Early financial disclosure is the first step to a fair settlement.

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Avoiding Court
Disclose finances early to reach agreement without costly proceedings
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Property & Assets
Document real estate, pensions, savings, and investments for fair division
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Mediation Prep
Arrive at mediation with complete disclosure already organised
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Consent Orders
Prepare the financial disclosure needed before a solicitor drafts your consent order
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Complex Finances
Business interests, investments, crypto, and multiple income sources
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Solicitor Negotiations
Hand your solicitor a completed disclosure — they review, not create from scratch
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Self-Representing
Litigants in person preparing their own financial disclosure
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Form E Preparation
Organise everything before transferring into the official court Form E

A complete financial disclosure covers all your assets, debts, income and expenses — property, pensions, investments, bank accounts, business interests, life insurance and liabilities.▼ Tap below to read more

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What Must Be Disclosed in Divorce Financial Proceedings

A complete financial disclosure must include:

  • Property – All real estate including family home, buy-to-let properties, overseas property, with current valuations
  • Bank accounts – All current accounts, savings accounts, ISAs, premium bonds – 12 months of statements
  • Investments – Shares, bonds, unit trusts, crypto assets, and any other investment holdings
  • Pensions – All workplace pensions, private pensions, and state pension entitlement with CETV valuations
  • Business interests – Company shares, partnership interests, sole trader businesses with accounts
  • Vehicles – Cars, motorcycles, boats, caravans with current valuations
  • Life insurance – Policies with surrender values and death benefits
  • Income – Employment income, self-employment, dividends, rental income, benefits
  • Debts – Mortgages, loans, credit cards, overdrafts, tax liabilities
  • Living expenses – Monthly outgoings including housing, utilities, children's costs
  • Trust interests – Any beneficial interests in trusts
  • Future assets – Expected inheritances, share options, bonus entitlements

Our template covers all these categories systematically.

Hiding assets in divorce can result in settlements being set aside years later, costs penalties, contempt of court findings and even criminal prosecution for fraudulent disclosure.▼ Tap below to read more

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Consequences of Incomplete or False Disclosure

Legal and Financial Consequences:

  • Settlement set aside: Courts can reopen and vary financial orders if non-disclosure is discovered
  • Costs orders: The non-disclosing party may have to pay all legal costs for both sides
  • Contempt of court: Deliberate concealment can lead to fines or imprisonment
  • Criminal prosecution: Fraudulent disclosure could result in criminal charges
  • Adverse inferences: Courts can assume hidden assets exist and adjust settlements accordingly
  • No time limit: Settlements can be challenged years later if hidden assets emerge

Real-World Impact:

Cases have been reopened 10+ years after divorce when hidden assets were discovered. One spouse was ordered to pay an additional £10 million after concealing offshore accounts. Another had their settlement reduced from 50% to 30% after lying about business income. Courts take non-disclosure extremely seriously.

Complete, honest disclosure helps both parties.

Our template includes personal details, property schedules, bank accounts, investments, pension valuations, business interests, life insurance, income documentation, debts, living expenses, trust interests and a formal Statement of Truth.▼ Tap below to read more

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What's Included in Our Financial Disclosure Template

Comprehensive Financial Documentation:

  • ✓ Personal information and marriage details
  • ✓ Property schedule with valuation sections
  • ✓ Bank account register (all types)
  • ✓ Investment portfolio documentation
  • ✓ Pension schedule with CETV guidance
  • ✓ Business interest valuations
  • ✓ Vehicle and asset schedules
  • ✓ Life insurance policy details
  • ✓ Income documentation (all sources)
  • ✓ Debt and liability schedule
  • ✓ Monthly expenditure breakdown
  • ✓ Trust and future asset declarations
  • ✓ Supporting document checklist
  • Statement of Truth declaration
  • ✓ Form E category alignment throughout
  • ✓ Automatic total calculations
  • ✓ Net worth summary

Use as standalone disclosure for mediation and negotiations, or as structured preparation for court Form E.

Common mistakes include forgetting dormant accounts, undervaluing property, ignoring pensions, missing business perks, incomplete debt disclosure and using outdated financial statements.▼ Tap below to read more

Common Financial Disclosure Mistakes to Avoid

Don't Make These Critical Errors:

  • Forgetting dormant accounts: Old accounts you rarely use must still be disclosed.
  • Undervaluing property: Get professional valuations – estimates aren't acceptable.
  • Ignoring pensions: Pensions are often the largest asset after the home – request CETV statements.
  • Hiding gifts to family: Recent transfers to relatives will be scrutinised and can be clawed back.
  • Missing business perks: Company cars, expense accounts, and benefits count as income.
  • Incomplete debt disclosure: All debts must be listed, not just joint ones.
  • Rounding figures: Provide exact amounts from statements, not estimates.
  • Outdated information: Use current statements – not ones from months ago.
  • Forgetting crypto: Cryptocurrency holdings must be disclosed with current values.
  • Missing trust interests: Beneficial interests in trusts must be declared even if not accessible.

Our template prompts you for all commonly missed items.

⚠️ Important Legal Notice: This template is not a substitute for the official court Form E and does not constitute legal advice. It is designed to help individuals organise and disclose their financial information fully and accurately — whether for mediation, solicitor negotiations, consent order preparation, or as structured preparation before completing the official Form E for court proceedings. Both parties in a divorce have a legal duty to provide full and frank disclosure — deliberate concealment of assets is a serious matter with significant consequences.

Frequently Asked Questions

How much does a solicitor charge for Form E preparation?

Solicitors typically charge £1,000–£3,000+ for Form E preparation, depending on complexity.

This usually involves 3–4 hours of professional time asking you structured questions about your finances and entering your answers into the form. The 8–12 hours of actual legwork — gathering bank statements, requesting pension valuations, obtaining property valuations — is work only you can do, regardless of whether you use a solicitor.

Our template covers the same financial categories for £10. For complex situations, consider using our template to prepare your disclosure first, then having a solicitor review it — they review rather than create from scratch, potentially saving hours of billable time.

Can I complete financial disclosure without a solicitor?

Yes, many couples complete financial disclosure confidently without a solicitor.

Financial disclosure is your own financial information — your property, your bank accounts, your pensions, your income, your debts. Nobody knows your finances better than you. Our template makes the process straightforward by walking you through each category with guided questions and prompts, so nothing gets missed.

Consider solicitor review if you have complex financial circumstances (businesses, trusts, overseas assets), significant assets at stake, or you want extra peace of mind before signing. Even then, completing your disclosure first means they review and advise rather than creating from scratch — potentially saving significant fees.

What's the difference between this template and Form E?

Our template mirrors every Form E category — property, bank accounts, pensions, investments, business interests, income, debts, and living expenses — but with clearer guidance and easier navigation.

If you're not going to court: Form E is only required if court proceedings are issued. For mediation, solicitor negotiations, or reaching agreement directly with your partner, our template serves as your complete standalone financial disclosure document with a signed Statement of Truth.

If you are going to court: Our template organises all your financial information into Form E categories, so transferring it into the official court form is straightforward. Many people also hand their completed disclosure to a solicitor, who can then finalise the official Form E in a fraction of the usual time — saving significant fees.

Is this financial disclosure accepted for consent orders?

Yes, this template is specifically designed for consent order preparation and mediation.

When both parties have a complete, signed financial disclosure with a Statement of Truth, it creates the factual baseline needed for a consent order. Many solicitors accept a completed disclosure from this template and use it to draft the consent order directly — saving time and costs compared to creating disclosure from scratch.

The template produces a professional, comprehensive financial disclosure document suitable for presentation to mediation services, the other party, and solicitors preparing consent orders.

Do I need a solicitor?

Many couples complete financial disclosure without a solicitor, particularly for straightforward finances. Our template covers every Form E category with clear guidance throughout, so you can create a professional disclosure yourself.

Consider solicitor review if:
• You have complex financial circumstances (businesses, trusts, overseas assets)
• There are significant assets at stake
• You suspect your partner may not be disclosing everything
• You want extra peace of mind before signing

Even if you do use a solicitor, completing your disclosure first means they review and advise rather than spending hours gathering your financial information from scratch — potentially saving you significant fees. Your choice based on your situation.

What if UK law changes after I purchase?

You receive free lifetime updates — no subscription required, no monthly fees, ever.

We monitor UK law changes and update templates accordingly. When we release an updated version, it appears free in your My Templates page. No extra charges. No recurring fees. You always have the most current version.

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£10 one-time. That's it. No subscriptions, no recurring fees, no "free trial" traps.

Here's what we don't do: Other sites advertise "free templates" — you spend 15 minutes filling one in, then they demand your card for a "free trial" that charges £35–£42/month when you forget to cancel. Worse, many are US-based and won't hold up under UK law. (Read about the scam)

We're different: £10 upfront for the document you actually need. Build it, preview it, pay only when you're happy. Own it forever with free lifetime updates. Based on UK law. No subscription fatigue.

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