Professional Loan Agreement Generator - Personal & Business Loan Contracts
Professional Legal Template

Loan Agreement Generator

Personal & Business Loan Contracts with Repayment Terms

⚖️ Why Use This Loan Agreement?

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Essential for Any Lending

Critical for personal loans between friends/family, business loans, director loans to companies, or private lending arrangements. Without a written agreement, you have no legal recourse if the borrower defaults, making this document essential for protecting your money.

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Legal Protection & Recovery

Creates a legally binding contract enforceable in UK courts under the Consumer Credit Act 1974 and common law. Includes provisions for late payment interest, default procedures, and debt recovery, giving you the legal standing to recover funds through court action if necessary.

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Tax & Accounting Compliance

Crucial for HMRC compliance - proves the transfer is a loan not a gift (avoiding inheritance tax issues). For businesses, ensures proper accounting treatment, corporation tax deductions on interest, and compliance with director loan regulations to avoid s455 tax charges.

📚 Official Resources & Legal References

🏛️ GOV.UK - Lending Money ⚖️ FCA - Lending Regulations 💰 HMRC - Loan Tax Treatment 📊 Citizens Advice - Borrowing 📜 Consumer Credit Act 1974
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Loan Builder

💰 Loan Type
🏦 Lender Details
👤 Borrower Details
📊 Loan Terms
🔒 Security & Guarantees
📝 Additional Terms
📄 Live Agreement Preview
Loan Agreement
💡 Purchase to unlock all export features

📝 Note: This loan agreement is legally compliant and ready to use. The Word export allows customization for specific circumstances or additional security provisions.

LOAN AGREEMENT

Click "Generate/Update Agreement" to create your loan agreement

SAMPLE ONLY
PURCHASE TO REMOVE
WATERMARK
🔓 Unlock Full Agreement

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